WhatsApp // free tool

Twilio SMS vs WhatsApp cost calculator.
Side-by-side UK rates.

By Hasnat Mashhadi, Founder · Last reviewed 2026-06-17

Summary

Twilio SMS is the default fallback for transactional UK messaging, but the per-message cost is 3-10x what WhatsApp templates cost for the same content. This calculator models your monthly volume across both, surfaces the gap, and accounts for WhatsApp's free 24-hour service window.

  • Twilio UK SMS rates plus WhatsApp Business API per-message rates.
  • Free 24-hour WhatsApp service window factored in.
  • Marketing / utility / authentication / service split.
  • Monthly cost gap and annual projection.
01 // Run it
Inputs
Message mix (% of total)
Service (free on WhatsApp inside 24-hr window): 20%
Pro features
Output
Twilio UK SMS
Volume × segments × rate5,000 × 1 × £0.04Monthly cost£215
WhatsApp Business API (UK)
Marketing × £0.04£60Utility × £0.02£31Authentication × £0.03£19Service (24-hr window)freeMonthly cost£110
Savings switching to WhatsApp
Per month£105Per year£1,257

Sources: twilio.com/en-us/sms/pricing/gb (Standard long-code); developers.facebook.com/docs/whatsapp/pricing. WhatsApp rates verified June 2026 (Meta updates the rate card quarterly).

02 // What the number means

The SMS habit that costs UK SMBs four figures a month

Most UK SMB messaging started on SMS. Twilio, Vonage, or the original MessageMedia made bulk SMS easy a decade ago, and the workflows around booking confirmations, OTPs, and marketing blasts were built on top of that infrastructure. The cost was acceptable when SMS was the only high-engagement channel.

WhatsApp Business API changed the maths. UK consumers open WhatsApp at 80-95% within an hour and reply at 30-40%; UK SMS opens are 20-30% with reply rates near 3-5%. The same message on WhatsApp gets more attention and now costs less because Meta removed the service-message cap in November 2024.

Where the cost gap comes from

Three places. Per-message base rate: Twilio UK long-code SMS is £0.043 per segment; WhatsApp Marketing is around £0.04, Utility around £0.018. For multi-segment messages (anything over 160 characters) SMS doubles or triples; WhatsApp stays flat. Free service window: every WhatsApp reply inside the 24-hour window started by a customer message is free. Equivalent SMS replies cost full rate every time. No segment penalty: WhatsApp bills per message, SMS per 160-char segment.

Where SMS still wins

Three cases. UK numbers that haven't opted in to WhatsApp (rare in 2026 but real for older demographics). Compliance use cases where SMS is the regulated channel (some financial-services 2FA). Cold outbound to numbers that haven't messaged you first (WhatsApp Marketing templates require explicit opt-in). For most UK SMB use cases none of these apply.

The Twilio-WhatsApp routing pattern

Higher-volume operators run both: WhatsApp as default, SMS as fallback when the number isn't WhatsApp-registered. That pattern keeps the cost gap close to maximum (most messages go via WhatsApp at the lower rate) while preserving deliverability for the long tail. NuvenarHub supports this fallback pattern natively on Pro and Enterprise tiers.

03 // FAQ

Where do the rate numbers come from?

Twilio UK SMS: twilio.com/en-us/sms/pricing/gb (Standard outbound long-code), £0.043 per segment. WhatsApp Business API: developers.facebook.com/docs/whatsapp/pricing (UK rates as of June 2026). Both vendors update rates quarterly; treat the figures as indicative within ±15% of current.

Why are WhatsApp service messages free?

Meta removed the 1,000-per-month cap on free service messages on 1 November 2024 (developers.facebook.com/docs/whatsapp/pricing/updates-to-pricing). Any reply you send inside the 24-hour customer-service window (started by a customer message) is free. Utility templates sent inside the same window are also free.

How do SMS segments work in Twilio's pricing?

Twilio bills per 160-character segment. A message over 160 chars splits into multiple segments and is billed for each. Most marketing SMS land at 2 segments (~320 chars), confirmations at 1-2, longer notifications at 3+. Set the 'avg segments' input to match your real usage.

Does the calculator include Twilio's monthly number rental?

No, only per-message cost. Twilio UK long-code numbers cost ~£1.50/mo each, short codes are ~£800/mo. Add the relevant rental to the Twilio cost if you want a complete comparison.

What about WhatsApp Business Solution Provider (BSP) markup?

BSPs like Wati, Respond.io, Twilio, and 360dialog add a markup or subscription on top of Meta's per-message rate. NuvenarHub passes Meta rates through at cost; some BSPs add 15-25%. Adjust the WhatsApp output by your BSP's markup if you don't use the Meta Cloud API directly or NuvenarHub.

Why is WhatsApp cheaper if the per-message rate looks similar?

Two effects compound. First, service messages are free on WhatsApp inside the 24-hour window; the SMS equivalent costs full rate every time. Second, WhatsApp messages aren't billed per segment, so a 400-character notification is one message on WhatsApp and three segments on SMS. The total cost gap typically lands at 60-85% in WhatsApp's favour for any business with meaningful inbound (and thus service-window) volume.

Cut messaging cost without losing reach.

NuvenarHub Pro routes via WhatsApp by default, SMS fallback for non-WhatsApp UK numbers. Pass-through Meta pricing, no BSP markup. 7-day free trial.

See NuvenarHub Pro